Term Life Insurance versus Permanent Life Insurance

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Are you familiar with term life insurance? Term life insurance is a life insurance policy that provides coverage for a limited period of time. Once the policy expires, the policy owner has the option to end the coverage or renew the policy. Term life insurance is the opposite of permanent life insurance where the coverage extends until the policy owner reaches 100 years old. Term life insurance is also less costly than permanent life insurance.

If you have a limited budget but you need life insurance protection during the child-rearing years or you need life insurance coverage to settle a loan, consider getting a term life insurance policy. You can get free term life insurance quotes online from some of the finest life insurance companies. These can help you decide what’s best for your needs.

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