In my previous place of employment, I had friends and officemates who had been blacklisted by credit card companies because they had been remiss in settling their financial obligations. They couldn’t apply for new credit cards anymore because of their poor credit history. But that’s already a thing of the past. Now, it’s possible for them to have new credit cards. All they have to do is apply for bad credit credit cards. These are credit cards for people with bad credit or those with no credit history.